A lot of Americans are in debt and often that means calls from debt collectors. Not all debt collectors are bad but in some cases they can be breaking the law. If you are scared to answer the phone and are getting harassed by debt collectors here are some great tips from Jack Brown, president of the Gulf Coast Collection Bureau in Sarasota, Fla.
7 easy tips on what to do if you are being illegally harassed by a debt collector
1. You are Not Alone. According to the CFPB, 30 million consumers are contacted by a debt collector.
2. Know Your Rights. Consumers have important rights under federal and state law, and deserve to be treated respectfully. By law, consumers cannot be harassed, threatened or be subjected to profanity and vulgar language.