Getting into debt is often the result of bad habits. To get out of debt then requires replacing those bad habits with good ones. One of the most basic money habits you will need to develop is doing a BUDGET!
Why make a budget and what does it have to do with getting out of debt? Having a budget will help you regain control of your finances on your terms.
Contrary to what most people think it is not that hard to create a budget and even if you’re not one to stick to a budget I want you to create one and see what happens. JUST THE PROCESS OF CREATING THE BUDGET WILL HELP YOU SEE YOUR FINANCIAL PICTURE! It takes time, especially the first few times, but like anything else it gets easier with practice. It’s also exciting once you see what a difference having a budget makes.