Preparing for your first sit-down with a financial planner can be more than a little intimidating. After all, a good planner covers a lot of terrain, from analyzing your investment portfolio, estate plan and health care costs, to helping you figure out how to fund college or retirement accounts, to making sure you’ve got a healthy day-to-day budget in place. Chances are he or she may be the only professional who takes in your whole financial picture — with both a wide-angle and a zoom lens.
Experts agree that finding the right fit between you and your financial planner is the key to making the relationship worth your while. To that end, most of us concentrate on what we should ask a potential adviser during the initial consultation. Many people don’t realize that a good financial planner should also be asking you at least five questions at the first meeting